Run Your Entire Loan Book from One Platform
Ledgerly gives lenders the tools to originate, disburse, track, and collect with full visibility over every loan, every borrower, and every dollar.
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About Us
Built for the Way African Lenders Actually Work
Spreadsheets break. Paper files go missing. Repayments slip through the cracks. We built Ledgerly to change that.
“We focus on giving every lender from the smallest moneylender to the largest MFI the same operational power as a bank.”
– CTO
Services
Smart Solutions for Strategic Investment Growth
Loan Origination
Capture applications digitally, run affordability checks, and approve loans in minutes instead of days.
Disbursement Management
Every disbursement is logged, reconciled, and traceable — no more manual payment confirmations.
Repayment Tracking
Automated schedules, instalment tracking, and instant receipting keep your book clean.
Collections & Arrears
Automated SMS and email reminders before and after due dates. Arrears ageing reports and escalation workflows that recover more, with less chasing.
Compliance & Reporting
Audit trails on every transaction, and borrower data handled in line with Zimbabwe's Cyber and Data Protection Act. Compliance built in, not bolted on.
Portfolio Analytics
Dashboards that show portfolio-at-risk, yield, concentration, and growth trends at a glance so you make lending decisions on data, not gut feel.
Why Choose Us
One Platform. Total Control of Your Loan Book.
Lending is a discipline of details and details are exactly where manual systems fail. Ledgerly was designed around the four things every lender needs to get right.
Invest Goal Progress
Built for Africa
Multi-currency support, mobile money integration, and reporting aligned to local regulatory requirements. Software that understands your market, because it was built in it.
Transparent Operations
Every loan, payment, and adjustment leaves an audit trail. Owners see the whole book; officers see their portfolios; clients see their balances. No blind spots.
Risk Management
Portfolio-at-risk alerts, exposure limits, and arrears ageing keep small problems from becoming write-offs. Know your risk before it knows you.
Long-Term Growth
Start with one branch and a hundred clients. Scale to multiple branches, products, and currencies without changing systems. Ledgerly grows as your book grows.
Pricing
Simple Plans That Scale With Your Loan Book
Starter Plan
For new and small lending operations getting off spreadsheets.
$20
/ user
Features:
- Up to 200 active loans
- Loan origination & repayment tracking
- Automated SMS reminders
- Standard reports
- Email support
Growth Plan
For established lenders managing growing portfolios.
$1500
/ Month
Features:
- Up to 2,000 active loans
- Everything in Starter
- Collections & arrears workflows
- Portfolio analytics dashboard
- Priority support
Premium Plan
For multi-branch MFIs and high-volume lenders.
$599
/ Month
Features:
- Unlimited active loans
- Everything in Growth
- Dedicated account manager
- Ongoing portfolio optimization
- Capital protection strategy
TESTIMONIALS
What Real Clients Say About Investment Results
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James Turner
Ready to Take Control of Your Loan Book?
Join lenders across Africa who run their operations on Ledgerly. Set up in days, not months.
Faq
Frequently Asked Questions
Ledgerly serves microfinance institutions, registered moneylenders, SACCOs, and in-house lending operations of any size. If you issue loans and track repayments, Ledgerly fits your workflow.
Yes. All data is encrypted in transit and at rest, with role-based access controls and full audit trails. Ledgerly is designed to support compliance with Zimbabwe's Cyber and Data Protection Act, and our reporting tools align with RBZ requirements for licensed lenders.
Most lenders are live within a week. We migrate your existing loan book from spreadsheets or another system configure your loan products, and train your team as part of onboarding.
On the Premium plan, yes. Run multiple branches with consolidated head-office reporting, and manage loans in USD, ZWG, or both.